Investment credit: comparative study between Islamic finance and conventional finance : Case study: BADR bank
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Date
2023-06
Authors
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Publisher
Ecole des Hautes Etudes Commerciales
Abstract
The business wants to accomplish its goals and to do so, it needs access to funding sources
that will enable it to do. It is difficult for a business to fulfill its goals using only internal funding.
Therefore, it needs other sources that are considered external. to ensure business continuity.
And among these external sources, we cite bank loans, which is why the subject of our research
aims to define bank credits and highlight their role in achieving the profit margin for the
beneficiary and the bank. Thanks to Al BADR Bank, we were able to differentiate the types of
loans, in particular those related to Islamic financing and conventional financing.
Thus, in this research, we will be able to highlight the similarities and differences between
these two financings.
Description
Keywords
Islamic finance, Conventional finance, Islamic products, Islamic credit, Charia, Moucharaka, Moudaraba, Mourabaha, Ijara, Salam, Istisnaa